When considering income protection insurance for Australia, it's essential to figure out how much coverage you truly need. A common general guideline is to aim for 80% of your monthly income. Keep in mind, this is just a fundamental suggestion. Your individual requirements will ultimately determine the suitable amount of coverage. Consider factors

Total Permanent Disability (TPD) is a legal term that describes a state where an individual experiences a severe injury or illness resulting in the inability to work for an indefinite period. This concept often varies marginally across jurisdictions, with specific criteria outlining what constitutes TPD. To be eligible for TPD benefits, individuals